This would apply to anyone even if you already paid to replace your device, as long as you are STILL in the 2 year window.
http://usa.visa.com/personal/visa-signa ... anager.jsp
http://www.mastercard.com/mel/personal/ ... ranty.html
https://www212.americanexpress.com/dsml ... ype=intfaq
Your CC doesn't support this program no problem you can pay ooma $39.99 per additional year for up to 2 years. But to enroll you must be in warranty.
http://ooma.custhelp.com/app/answers/de ... d-warranty